Chinese family wealth report!8 into the house!Only 1% of the stock market
Author: jun-jie qi of finance and economics
Recently, guangdong development bank jointly southwestern university of finance and
issued a “2018 China’s urban household wealth health report”, which reveals the status of the Chinese family assets.
First of all, the Chinese family 1.62 million worth of total assets is probably close to $1.62 million, 1.62 million worth investab
le assets, is your stocks, funds, bonds and cash added up to 557000 yuan.The number is growing every year, total ass
ets of only 970000, 2011, only 289000 investment in financial assets.This is mainly caused by two reasons
, one is the income is growing, the second one, house prices are really going up.Prices rose fastest year, total household assets also rose faster.
Second, 2 into the rich, the gap between their
from ordinary people are high, their total assets is 3 times of ordinary
people, to 4.545 million yuan.This part of the wealthy, tota
l assets and net assets are close to the average level in th
e United States, that is to say the richest 20% of u
rban residents, mostly close to the wealth of developed countries.Just in investable assets, just like the U
nited States also doubled, while income sent 2 times, the aver
age annual income is 689000, and we are one of the richest 20% of households, earning only 2250
00.Have to share one’s income, has almost total assets, such a strange phenomenon, due to our house.
Third, the family property, nearly 8 to 77.7%,
while only 11.8% of financial assets.In the United States, by contrast, in the family property ratio of only 34.6%
, while the proportion of financial assets of more than 42%, and has a close to 20% of the configuration on the indus
try and commerce, the rest of the developed countries, Japan’s financial assets is as high as 61%, Singapore is 56%, the U
K is 52%, Canada also has 48.6%, so obviously we only 12% less than a strikingly low proportion of financial ass
ets.There 42.9% of bank deposits, stocks accounted for only 8.1%, the fund is only 3.2%.Deposits, in other words, in just
4% of the total assets of the proportion, shows that you have no money, and share in the total assets of less
than 1%, this basically is the vast majority of families do not fry, so lower the rate.
Fourth, 30 to 40 families, this group of people most money, total assets of m
ore than 3 million, young and old family property configuration.This is underst
andable, young and old are poor, so the house of their total assets ratio is especially high.
Fifth, record of formal schooling is negatively related with real estate configura
tion, the lower the degree the more like to buy a house, it also represents the meaning of two aspects, 1 degree
is higher, the more diversity.2 degree, the higher the income, the more to be used for other investment.
Spring 2019 KPL transfer window has been officially open, time is on January 31st January 14 solstice.
KPL every transfer window has many blockbuster, coaching last year, bast, camouflage, orange
and so on more than one line of players transfer, while the transfer window will inevitably will also have a lot of changes.
Today QGhappy officer and KPL official explanation, just released the first batch of listed professional player list.
A, the QGhappy player: camouflage, M, Hico
Late January 18, QG club officer announced quotation list, including starting in disguise.
M and Hico were wide and wild QG bench player, currently QG bilateral road and wild starting
state stability, bench player transfer window to seek opportunities is also understandable.
To join QGhappy camouflage in just one season, the very unexpected was listed.
On January 18, 18 points in 37 points, QGhappy. Camouflage send Po:
Transfer to QG this half a year, through a lot, learned a lot, listed is not equal to the transfer, is to explore the possibility of career more.
After joining QGhappy camouflage, KPL fall race to stop the first round of the playoffs, winter in the champions league final defeat to Hero long race.
Although the chemical reaction with the whole team didn’t achieve the ideal situation, but QGhappy still belong to elite status.
The winter champions league, the camouflage of the personal data is as follows:
Averaging KDA5.5, output accounted for 25%, the data in the unit put pay to middle level.
But it is worth noting that the mask points are only 5
85, economic and stabbing pain points all economy in 745, flying cow points are 625.
In disguise is a single function, a lot of time QGhappy sti
ll predominantly wild nuclear system, specific team will give flying cow more development space.
Hit the adaptation of the nuclear system need the whole team, economic dispatch, transfer
line time, rhythm and processing, and wild nuclear system have the difference, but QG has been rarely try Hero long race in nuclear game like that.
So what exactly is disguised in nuclear wizard play is not good, or the whole team’s tactical arrangements, we don’t know.